1. This is easy to use Software, Powerful and User Friendly.
2. It is Fully Web based real time ERP with Multi-Location Branch/ Collection center handling capability.
3. This software includes Dynamic Settings to Create deposit Schemes, Define Interest Rate, Branch Settings, Agent Ranking settings, commissions settings
« Daily Schemes « Weekly Scheme « Monthly Scheme
« RD FD MIS Schemes « Advance Scheme « Multiple interest rates as per no of days
« EMI, ECS Schemes
4. Cheque Issue Register (Cheque Printing)
5. Finance Product Type Creation
6. Product Settings – Plan type, Create, Edit, (Disbursement Percentage Logic creation)
7. RD / FD / Pension / Child / Education / MIS Security / Security / Weekly plan (Any type of Plan creation).
8. Plan Master – Create, Edit, Active / Inactive (Table creation Dynamic)
9. Time, Percentage, Logic, Pre maturity, maturity Manage Amount, Agent Commission, accounting – ledger.
10. Agent Registration (Free / Paid – Amount / Account open) – Agent Login
11. Agent Commission Master – Slab creation, Product basis, Amount basis, Target Basis, Commission Structure
12. Customer ID – Customer Registration will generate (ID / Pass) – Customer Login
13. Open Account – Agent Id reference / auto (First id will get)
14. Account ID will generate on the basis of Account
15. Insert Detail including ID Proof, Nominee Details, Post Dated Cheques, Photo, Signature etc.
16. Agent Ranking Management – Grading
17. Recognition Club creation facility -If Required
18. Loan Managements with Approval System
19 LTV calculation as per RBI guidelines
20. Close Account, Active and Deactivate account
21. Managing multiple Agent information, commissions and its related reports
22. Set Maturity and Pre-maturity tenure Dynamic
23. Installment Scheme, Installment Due Date, Disbursement, Release Loan Amount
24. Facility to add deposit cancelation, rejection note/remark.
25. Deposit installment schedule with payment details, late fee, processing fee, cheque return charges.
26. Financial year closing System to be maintained
27. Auto calculate maturity amount based on pledged item’s valuation
28. EMI Collection by cheque/Cash, Emi Collection by PDC
29. Loan File Processing
30. Proposal Preparation
31. Loan Maturity Detail
32. Easy process for Loan application submission
33. Document Vault for record keeping
34. Simple F.I./Verification Process
35. Foreclosure Statement
36. Calculator Available for plan settings with Compound Interest / Simple Interest based
37. Automated Accounting Entries
38. Manage high volumes of PDCs
39. Penalty/ late fee calculation
40. Defaulters list Bucket Wise (DPD)
41. Pending Document Tracking (PDD)
42. Account Reference Listing
43. Payment History
44. Charge / Collect Late Fees / Collect Miscellaneous Fees
45. Fully Customizable Solution as per Client’s Requirement
46. Payment Coupons or Monthly Statements
47. Multi sub-admin System to manage various activities
48. Partial Payments Are Accurately Calculated
49. SMS and Email Integration Available
50. Post Dated Checque Detail
51. Late Notices
52. Various Types of MIS Reports
53. Easy Installment deposit and many more
54. Customer Support Center for Live Support
55. Facility for exporting the reports into Microsoft Excel, Word, PDF
56. Fully tested with Millions of Records
57. Security and transparency
58. Employee Management with salary
59. Important Reports for Software
->Installment deposited -> Monthly statement ->Loan Payment History -> Late Notices
->Upcoming Due Installment -> Agent Commission Statement ->Policy allotment -> Delinquency Report -> Accounting Detail / Summary Report -> Miscellaneous Charges / Fees Report ->Account Reference Listing -> Payment Coupons or Monthly Statements
60. Multi Branch Management support
61. Reporting System
62. Auto Update Installation Facility (If possible)
63. Account Renewal Management
64. Account Maturity Settings
65. Account / Customer / Agent – cancel, Transfer, Edit, Change
66. SMS and Email Alert Service – Active – In active at any time
67. Business Status, Ranking, Branch Business, Agent Business Status
68. Cheque Printing System
69. Finance Products Creation and Active / in-active
70. NEFT / Bank Format of Excel Sheet
71. Documents Section – as per banking process, Authentication System, Approval, Scan record of Photo, sign, etc.
72. Commission Calculation
73. Report of Every section, – Filtrations as per client requirement
74. Excel, PDF, Word data import facility
75. In case of Cancel / Transfer / Change / Edit the commission will also get deducted with the Narration like Due to this reason the amount is deducted, management in accounting also
76. Maintain Log reports System (Maximum Events & Accounts Transactions)
77. Management reporting, Notice Board creations
78. Collection Executives' creation
79. Agent Force Promotion & Auto Promotions
80. Deductions Module – Dynamic (Slab creations)
81. Dead Agent Reports (Who is not working for 3 months)
82. Admin can on/ off any menu or option.
83. Up-grade /de-grade account
84. Hiding any customer, agent, or any account
85. Printer Setting Module – Bond, Share, Checkbook, Passbook, Etc.
86. Support Ticket, Call center management system.
87. Payroll Management System (Additional on Requirement)
88. Receipt and welcome letter format settings
89. Internal Messaging System
90. All Banking transactions Authentication
91. Payment Statement Formats.
92. Graphical Analysis and View report of Business of agents
93. Micro Finance System.
94. Check Authentication System
95. DB Download Facility Monthly.
96. Down-line report management for agents, Up line Member List in the admin.
97. TDS/Payout Summary
98. MIS Report – Robust reporting option.
99. Plan Wise, Agent wise, account wise, Ledger wise, date – wise, all other types of Filtrations
reports are required.
100. Installment Payment Format
101. Branch Level Banking operations – Sometime HO Approval required
102. Mobile Application System (Additional on Requirement)
-> Online Fund Transfer -> Bank Facilities Use like – Bill Payments -> Check Balance